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A 501(c)(3) built in a California classroom

Free to teach.
Real money to learn with.

A complete personal finance course for California high schools. Book sales and donations fund $1,000 scholarships, and students invest part of each scholarship themselves in a real brokerage account.

A free personal finance course for California high schools. Book sales fund student scholarships.

  • Six units
  • Live dashboard
  • AB 2927 mapped
  • Pre/post assessment built in
The Finance Lab's first cohort of scholarship recipients, who completed a personal finance course and then invested and defended their own scholarship allocations
The Finance Lab's first scholarship cohort.

What we make

Three resources. One free, two in print.

Each one stands on its own. Together they cover a semester of personal finance and the biggest financial decision a teenager makes.

Web app · Free

The Launchpad

Six units, Real Takes, a live teacher dashboard, and a pre/post assessment built in.

For: Personal finance, economics, and advisory classes, grades 11–12.

Keeps: A Flight Plan, their own financial plan with goals and real money moves, and a Passport, the record of what they learned.

Free for every teacher and student

Print companion

The Launchpad Activity Workbook

The quick activities, the Advisor Series, and every Real Take in one workbook. The Teacher’s Guide is a free download.

For: Teachers who want the paper half of The Launchpad in every student’s hands.

Keeps: Students keep their written reasoning, unit by unit.

Amazon retail · 10 or more save 10%

Book · Fifth Edition

The College Project

Choosing a college that fits and knowing you can afford it, taught as one decision. Also runs as a unit inside The Launchpad.

For: College seminar, AVID, senior English, advisory, and dual enrollment.

Keeps: Students keep a Money Map, a Running List, and a Decision Dashboard.

$15 per copy for schools · Single copies on Amazon

Also free: the College Roadmap, the Life Stage Calculator, and the Arcade. See the free tools

How it’s different

Plenty of free lessons exist.This is a course.

One sequence, one voice.

Written, coded, and taught by the same California teacher. Units build on each other, so there is nothing to assemble.

California, built in.

Cal Grant, CADAA, CalKIDS, and the Dream Act are in the lessons, and each AB 2927 topic is mapped to the module that teaches it. Nothing to adapt.

Students keep two things.

A Flight Plan of real money moves they make in real life, and a Passport of what they learned, stamped unit by unit.

Proceeds become scholarships.

Book sales and donations fund $1,000 scholarships. Scholars invest part of their award in a real brokerage account and present their strategy to professionals.

The Finance Lab Scholarship

Break the cycle of poverty, one family at a time.

The resources teach money. What they earn puts money in students’ hands.

Book sales and donations fund $1,000 scholarships for students from low-income and first-generation families. Part of each scholarship is invested by the student, so the last lesson is a real one.

  1. Sales and gifts: Class sets, single copies, and donations fund the scholarship.
  2. A $1,000 award: Given to a high school student in four $250 milestones.
  3. Four milestones: Goals, risk, portfolio, presentation. Money follows learning.
  4. A real portfolio: Scholars invest at least 10% of the award in real markets.
  5. The showcase: Scholars present their strategy to a panel of professionals.

Every class set ordered and every gift funds the next scholar.

Where the money goes: a $250 gift funds one milestone and four fund a full scholarship. Book proceeds and donations pay for the scholarships, student programming, and keeping The Launchpad free.

The Launchpad, by The Finance Lab

Free classroom curriculum · Grades 11–12

Six units. A live dashboard. Free for every school.

A complete personal finance curriculum for high school classrooms, delivered as a web app. Students join with a class code and a first name. Teachers watch understanding shift in real time.

  • Banking & Saving
  • Investing
  • Credit & Debt
  • Taxes
  • Insurance
  • The College Project
The Launchpad teacher dashboard for a sample class: average quiz accuracy, average confidence lift, and modules with data across the top; the live module, Know Yourself; and Student Understanding, the share of the class answering each concept correctly before and after.

The teacher dashboard with a sample class. This is the live product, captured from the demo.

What students keep

Two things that outlast the course.

The Launchpad teaches, and it also plans. Every student leaves with a financial plan they wrote for themselves and a record of what they learned, both theirs to keep.

A student’s Flight Plan: a personal definition of financially healthy, and real money moves marked to-do, planned, or done

Your Flight Plan

Each student’s own financial plan. They write what financially healthy means for them, set goals, and choose real moves from every unit: open a no-fee checking account, set an automatic transfer to savings, name a savings goal with a date, file the FAFSA, check a credit report. Each move gets a target date and is marked to-do, planned, or done the day they make it.

A student’s passport: six units completed, 38 modules finished, and a download button

Your passport

The record of what they learned. Every unit a student finishes adds a stamped section with the key ideas, their own numbers, and their own answers, in one document they can download and keep after the course ends.

Ready for AB 2927

California high schools must offer a standalone personal finance course starting in 2027–28, and it becomes a graduation requirement with the class of 2031. Every required topic in Ed Code § 51284.5 is mapped to the module that teaches it.

See the topic-by-topic map

Try it

Create a real class in a few minutes. Students join with a class code and a first name, with no student emails or accounts.

Fits your bell schedule

Assign one module, one unit, or a full semester. Every unit stands on its own.

A playbook for every module

Timing, discussion prompts, and the misconceptions to expect, written for the teacher running the room.

The shift is measured

Every module asks the same questions before and after, so the change in understanding is visible for each student and the whole class.

The College Project, Fifth Edition: front cover

The College Project

The book that gives every student a personalized college plan.

One decision, taught end to end: choosing a college that fits and knowing you can afford it before you commit. Four parts, 19 chapters, and three artifacts each student builds: a Money Map, a Running List, and a Decision Dashboard. It also runs as a unit inside The Launchpad.

  • Fifth Edition, for fall 2026 applicants
  • CA Dream Act and DACA chapters
  • Cal Grant, CalKIDS, FAFSA, CSS Profile
  • Six formats, one period to a semester
Source: College Board, Trends in College Pricing 2025.

Outcomes

Students leave believing college is within reach, because they ran the numbers themselves.

83.3%
from 46.7%

believed they could afford a 4-year public university

69%
from 17.6%

believed they could afford a 4-year private university

Prior pilot, The College Project, at a Title I California high school. The percentages compare a pre-course survey with a post-course survey. These are belief and stress measures, not knowledge measures. The Launchpad’s own pre/post assessment runs with its first cohort in fall 2026; write to us for either instrument. How we measure

“I’ve used The College Project in my classroom for several years. My students found many of their questions answered in this comprehensive, insightful book.”
Roger Keating · Business Academy Teacher (Retired), Ocean View High School (Title I), Huntington Beach, CA
“For once we weren’t being left alone in the dark.”
Undocumented student, on the DACA/Dream Act chapter

Who builds it

Tyler Hensley

Founder & Executive Director

A California classroom teacher who began his career in wealth management, Tyler designs, writes, and builds every Finance Lab resource, and teaches them to his own students.

Krista Meyers

Director of Programs

A veteran classroom teacher with a counseling credential, Krista currently teaches Dual Enrollment College Seminar. She leads The Finance Lab’s programs, from classroom rollouts to the scholarship.

Bring it to your district

Run a pilot in one class this semester.

No contract, no procurement cycle, no student accounts. A pilot is one teacher, one section, and a few weeks.

  1. Open the demo

    See the teacher dashboard with a sample class. No signup.

  2. Create a class code

    Assign Banking & Saving to one section. Students join with the code and a first name.

  3. Send us your numbers

    Share the pre/post shift from your dashboard and we will walk through it with you.

  • Free for every teacher and student
  • Mapped to Ed Code § 51284.5, topic by topic
  • No student emails or accounts
  • Privacy pack available on request: CSDPA, SOPIPA and AB 1584 statement, FERPA posture