A 501(c)(3) built in a California classroom

Free to teach.
Real money to learn with.

A complete personal finance course for California high schools, built and taught daily by a working teacher. Book sales and donations fund $1,000 scholarships, and students invest part of each scholarship themselves in a real brokerage account.

  • Six units
  • Live dashboard
  • AB 2927 mapped
  • Pre/post assessment built in
A student stands at the projector presenting his own asset allocation to the class
A student presents his asset allocation to the class.

What we make

Three resources. One free, two in print.

Each one stands on its own. Together they cover a semester of personal finance and the biggest financial decision a teenager makes.

Web app · Free

The Launchpad

Six units, Real Takes, a live teacher dashboard, and a pre/post assessment built in.

For: Personal finance, economics, and advisory classes, grades 11–12.

Keeps: Students keep a Flight Plan and a Passport.

Free for every teacher and student

Print companion

The Launchpad Activity Workbook

The quick activities, the Advisor Series, and every Real Take in one workbook. The Teacher's Guide is a free download.

For: Teachers who want the paper half of The Launchpad in every student's hands.

Keeps: Students keep their written reasoning, unit by unit.

Amazon retail · 10 or more save 10%

Book · Fifth Edition

The College Project

Choosing a college that fits and knowing you can afford it, taught as one decision. Also runs as a unit inside The Launchpad.

For: College seminar, AVID, senior English, advisory, and dual enrollment.

Keeps: Students keep a Money Map, a Running List, and a Decision Dashboard.

$20 or $15 per copy for schools · Single copies on Amazon

Also free: the College Roadmap, the Life Stage Calculator, and the Arcade. See the free tools

How it's different

Plenty of free lessons exist. This is a course.

One sequence, one voice.

Written, coded, and taught daily by the same California teacher. Units build on each other, so there is nothing to assemble.

California, built in.

Cal Grant, CADAA, CalKIDS, and the Dream Act are in the lessons, and each AB 2927 topic is mapped to the module that teaches it. Nothing to adapt.

Students keep two things.

A Flight Plan of real money moves they make in real life, and a Passport of what they learned, stamped unit by unit.

Proceeds become scholarships.

Book sales and donations fund $1,000 scholarships. Scholars invest part of their award in a real brokerage account and present their strategy to professionals.

The Finance Lab Scholarship

The resources teach money. What they earn puts money in students' hands.

Book sales and donations fund $1,000 scholarships for students from low-income and first-generation families. Part of each scholarship is invested by the student, so the last lesson is a real one.

  1. Books sell, donors give

    Class sets, single copies, and gifts fund the scholarship.

  2. A $1,000 scholarship

    Awarded to a high school student, in four $250 milestones.

  3. Each milestone is earned

    Goals, risk, portfolio, presentation. Money follows learning.

  4. A real brokerage account

    Scholars invest at least 10% of the award in real markets.

  5. A showcase

    Scholars present their strategy to a panel of professionals.

Every class set ordered and every gift funds the next scholar.

Where the money goes: a $250 gift funds one milestone and four fund a full scholarship. Book proceeds and donations pay for the scholarships, student programming, and keeping The Launchpad free.

Our mission

We equip students with the real financial skills they need to build wealth, because a plan and a portfolio shouldn't be privileges. Our scholarship reserves that head start for students from low-income, underserved communities, particularly those from first-generation families.

Who we serve

Our resources are built for every student, in every kind of classroom. Our scholarship and student programming focus on young people from low-income, underserved communities, particularly those from first-generation families: students navigating a financial system that was never designed with them in mind.

The gap between knowing and not knowing is the difference between upward mobility and staying stuck. We exist to close that gap.

The Launchpad, by The Finance Lab

Free classroom curriculum · Grades 11–12

Six units. A live dashboard. Free for every school.

A complete personal finance curriculum for high school classrooms, delivered as a web app. Students join with a class code and a first name. Teachers watch understanding shift in real time.

  • Banking & Saving
  • Investing
  • Credit & Debt
  • Taxes
  • Insurance
  • The College Project
The Launchpad teacher dashboard for a sample class: average quiz accuracy, average confidence lift, and modules with data across the top; a live module card for Know Yourself; two students flagged as needing help; and a confidence heatmap showing each student's shift by module.

The teacher dashboard with a sample class. This is the live product, captured from the demo.

What students keep

Two things that outlast the course.

A student's Flight Plan: a personal definition of financially healthy, and real money moves marked to-do, planned, or done

Your Flight Plan

The modules teach what to do with money. The Flight Plan is where students track what they actually do: real moves, in real life, checked off the day they make them.

A student's passport: six units completed, 38 modules finished, and a download button

Your passport

Every unit a student finishes adds a stamped section: the key ideas, their numbers, their answers, in one place they can download and keep.

Ready for AB 2927

California high schools must offer a standalone personal finance course starting in 2027–28, and it becomes a graduation requirement with the class of 2031. Every required topic in Ed Code § 51284.5 is mapped to the module that teaches it.

See the topic-by-topic map

Try it

Create a real class in a few minutes. Students join with a class code and a first name, with no student emails or accounts.

A dashboard that does the reporting

Live class-level outcomes as students work. Impact data survives roster changes, exports to CSV, and ships with standards alignment and pacing guides.

Fits your bell schedule

Assign one module, one unit, or a full semester. Every unit stands on its own.

Real Takes

Short decision activities that put a common money misconception on the table, like “Do you even have to file?” Each ships in digital and print.

California-specific throughout

Cal Grant, CADAA, CalKIDS, and the CA Dream Act are built in. Nothing to adapt.

Funded by donors and readers

Book sales and donations pay for the course, so it stays free for every teacher and student.

Built by a working teacher

Designed and coded by a California classroom teacher who teaches it every day and maintains it.

The Launchpad Activity Workbook: front cover

In print

The Launchpad Activity Workbook is the print companion: the quick activities, the Advisor Series, and every Real Take in one place. The Teacher's Guide is a free download with an answer key, pacing, and a run sheet for every activity. Ordering 10 or more workbooks? Take 10% off.

Outcomes

Students leave believing college is within reach, because they ran the numbers themselves.

0%
from 46.7%

believed they could afford a 4-year public university

0%
from 17.6%

believed they could afford a 4-year private university

Prior pilot, The College Project, California classrooms: a pre-course survey of 368 students and a post-course survey of 99. The percentages compare the two surveys. These are belief and stress measures, not knowledge measures. The Launchpad's own pre/post assessment runs with its first cohort in fall 2026; write to us for either instrument. How we measure

I've used The College Project in my classroom for several years. My students found many of their questions answered in this comprehensive, insightful book.
Roger Keating · Business Academy Teacher (Retired), Ocean View High School (Title I), Huntington Beach, CA
For once we weren't being left alone in the dark.
Undocumented student, on the DACA/Dream Act chapter

Who builds it

Tyler Hensley

Founder & Executive Director

A California classroom teacher who began his career in wealth management, Tyler designs, writes, and builds every Finance Lab resource, and teaches them to his own students daily.

Krista Meyers

Director of Programs

A veteran classroom teacher with a counseling credential, Krista currently teaches Dual Enrollment College Seminar. She leads The Finance Lab's programs, from classroom rollouts to the scholarship.

The College Project, Fifth Edition: front cover

The College Project · Fifth Edition · Updated for the 2026–27 school year

The book that gives every student a personalized college plan.

One decision, taught end to end: choosing a college that fits and knowing you can afford it before you commit. Four parts, 19 chapters, and three artifacts each student builds: a Money Map, a Running List, and a Decision Dashboard. It also runs as a unit inside The Launchpad.

  • CA Dream Act and DACA chapters
  • Cal Grant, CalKIDS, FAFSA, CSS Profile
  • Six formats, one period to a semester

Bring it to your district

Run a pilot in one class this semester.

No contract, no procurement cycle, no student accounts. A pilot is one teacher, one section, and a few weeks.

  1. Open the demo

    See the teacher dashboard with a sample class. No signup.

  2. Create a class code

    Assign Banking & Saving to one section. Students join with the code and a first name.

  3. Send us your numbers

    Share the pre/post shift from your dashboard and we will walk through it with you.

  • Free for every teacher and student
  • Mapped to Ed Code § 51284.5, topic by topic
  • No student emails or accounts
  • Privacy pack available on request: CSDPA, SOPIPA and AB 1584 statement, FERPA posture